Bureau Connector (former Credit Bureau System) is a complex information system, which enables the connection of financial institutions to banking and non-banking registers BRKI, CRU, SRBI, NRKI and other databases and the registers in CR and SR (e.g. SSV, SOLUS). The system is created according to the technical standards required by register operators and according to banking standards for safety and good quality of operation within information systems.
Users:
- Banks
- Building Societies
- Leasing Companies
- Hire-purchase Companies
- Telecommunication Operators, Power Suppliers, Network Companies
- and other potential users of the registers and databases (see above) to support risk management.
Product Features
A modular system offering, apart from the immediate possibility of online work with data from registers, databases that also support data updates for the registers and other data integration about natural persons, entrepreneurs and companies into your solutions. A significant feature is the maximum support for evaluating register information and optimizing operating costs. (An agreement with the register or database operator is a condition for using data from registers and databases and their integration through BC system).
The following modules are offered by the System:
- Bureau Connector - Communication interface between a financial institution and registers
- Bureau Updater - Support for updating your data to BRKI, SRBI, NRKI registers and their validity before sending
- Bureau Application - Intranet front end application for working with data from the register and administration of the whole solution
- Bureau Evaluation - Evaluation and scoring of the client
- Bureau Workflow - Configuration of application processing and application of business and cut-off regulations
- Bureau Cut Off Report - Individual creation of user evaluation reports when using the original and generated indexes of the credit report from NRKI
- Bureau Evaluation Designer - Management and administration of BE module, which enables editing the methodology of evaluation and scoring of the client entirely independent of the supplier
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Current Information
The non-banking register of client information (NRKI), for which Bureau Connector (former CBS) was available already three months in advance, was put into operation in July 2005. From the beginning of its launch till October 2006 the system was implemented within 12 leasing companies only in the Czech Republic thus making BC the most successful solution for connecting to this register. Creditinfo Solutions works continuously on new BC innovations both in the area of new models for risk evaluation support (Cut Off Report, Evaluation Designer, new versions of Bureau Evaluation methodology) and in the area of expansion of other interesting information resources. One of them, for example, is Cardata service, which verifies whether or not the subject of lease (Transport Technology) has already been financed by a different company (more about the service on www.cardata.cz), or the creation of partnership with CEBIA company in the area of services, which verify the actual year of production (ROKVY), history of the given vehicle (PROVIN) and genuineness of identifiers (VINTEST). BC makes evaluation tools for Eurotax company (more about the company on www.eurotax.cz) which are available for verifying the given price of the vehicle. BC is also successfully implementing abroad in the Slovak Republic, Kazakhstan, the Ukraine (more in the reference section), which brings to our current and potential clients interesting synergies from the viewpoint of innovation teams, which follow trends in the field of registers and databases not only in the Czech Republic.
Additional Information
If you are interested in a presentation of the system or would like an offer for a solution for your company, please, do not hesitate to contact us.
» Product sheet Bureau Connector
» Case study Raiffeisenbank
» References